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• The value of your virtual currencies can go down as well as up, and you could lose the entire amount you invested.
• Virtual currencies are not covered by bank deposit guarantee schemes.
• There are no legal mechanisms in place to prevent market manipulation or insider trading in the virtual currency market.
• Virtual currencies are entirely dependent on a specific technology and IT infrastructure, which may in some cases have been developed very recently and are still insufficiently tested.
• In the event of loss of the username or password enabling access to the virtual wallet where the virtual currencies are stored, the latter will be permanently lost.
• Acceptance of virtual currencies as a means of payment is currently limited, and in the vast majority of countries there is no legal obligation to accept them.